Our Processes

Our Financial Planning Process ensures that we comprehensively assess your financial needs and objectives, providing solutions that reflect your individual circumstances.

From your first visit, we spend time with you to discuss all of the factors influencing your financial needs and financial goal setting, including:

• why you have come to see us and what you hope we will achieve together
• your personal, family and employment / business circumstances
• your income, assets and liabilities
• any relevant trust, company, business or partnership interests
• your superannuation
• your savings and expenses
• personal and business insurances
• your will and any other estate planning consideration
• your requirements for income and access to assets
• your personal preferences regarding investment options (for example, ethical or risk considerations) 

We regularly review your circumstances with you, considering any changes to your financial position and ensuring that your financial plan is meeting your current objectives. The review process allows us to show you how to adjust your plan to keep up with your changing financial needs, or gives you peace of mind knowing that your plan is still on track.